Rewarding You

• Earn our E-Rate of 5.51% Annual Percentage Yield (APY) on the money YOU have in your checking! (for balances of $0 - $50,000)

• 1.00% APY on balances over $50,000

• OR, our Base Rate of .50% APY if requirements are not met.*

AND,

ATM Fee Refunds Nationwide**

3 Easy Steps
To Qualify for our E-Rates and ATM fee refunds, you must each month:

1. Make 12 debit card purchases
2. Have one direct deposit or ACH auto debit
3. Access internet banking

If monthly requirements are not met, we will not pay less than the Base-Rate of .50% APY on your account.

And you’ll always receive these additional features:

1. Unlimited check writing
2. Free online banking
3. Free billpay
4. Free use of Peoples Bank ATMs
5. No minimum balance required
6. No monthly service fees

Electric Blue FAQs

*5.51% Annual Percentage Yield (APY) paid on balances between one penny and $50,000 and 1.00% APY paid on all amounts above $50,000 each cycle the minimum requirements are met.  If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.50% APY; however, it will not receive ATM refunds for that time period.  Rates as of November 1st, 2007.  We may change the interest rate and APY at any time after the account is opened.  No Minimum Balance Required.  However you must deposit a minimum of $100 to open this account. Available to Personal Accounts only.  No monthly service change.  **ATM refunds up to $5 per transaction, $25 per cycle if requirements are met.  Customer verification of refunds may be requested.