Savings account requires a minimum $100 to open and $300 minimum to earn interest and avoid monthly service fees. This is a variable rate account. APY (Annual {Percentage Rate) is accurate as of March 5, 2007 and is subject to change thereafter, including after account opening. Fees and withdrawals could reduce earnings.
Health Savings Account requires a minimum $0 to open and $300 minimum to earn interest and a minimum of $3,000 to avoid monthly service fees. There is a set up of $25.00. This is a variable rate account. APYs (Annual {Percentage Rate) are accurate as of March 5, 2007 and are subject to change thereafter, including after account opening. Fees and withdrawals could reduce earnings.
Money Market account requires a minimum $2,500 to open and $2,500 minimum to avoid monthly service fees. This is a variable rate account. APYs (Annual Percentage Rate) are accurate as of March 5, 2007 and are subject to change thereafter, including after account opening. Fees and withdrawals could reduce earnings.
First Rate Checking requires a minimum $1,000 to open and $1,000 minimum to avoid monthly service fees. This is a variable rate account. APYs (Annual Percentage Rate) are accurate as of March 5, 2007 and are subject to change thereafter, including after account opening. Fees and withdrawals could reduce earnings.
The Rate floats based on the highest Prime Rate published in the Money Section of the Wall Street Journal on the first day of the month. The cap is 18%. The minimum allowed advance is $500. Higher rates may apply if the loan to value is greater than 80%. Interest only monthly may result in a balance due at maturity (balloon). No borrower closing or origination costs for lines $25,000 or greater. Lines less than $25,000 require borrower paid closing or origination costs, ranging generally from $100 to $222.. Costs apply to non-purchase transactions. All lines have an annual fee of $20 beginning in the second year. Applicable casualty and or flood insurance may be required. Terms of this line apply to owner occupied 1-4 family residence, may be a first or second mortgage and are subject to the bank’s credit, collateral and repayment ratios. Interest may be deductible, consult your tax advisor. Interest rate locks available only after receipt of loan application.
Fees and costs apply and are included in the Good Faith Estimate of Closing Costs. Applicable casualty and hazard insurance is required. Flood Insurance may be required. Terms are subject to the bank’s credit and repayment ratios. Interest rate locks available only after receipt of loan application.
|
