Rates


Statement Savings
APY
Balance $300 & Up 0.50%
Further Disclosures

First Rate Checking and Prestige Checking  
  APY
$300.00 0.50%
$10,000 0.75%
$20,000 0.90%
$50,000 1.00%


Money Market   APY
$0 - $9,999.99   1.35%
$10,000 - $24,999.99   1.46%
$25,000 - $49,999.99   1.92%
$50,000 and up   1.97%

Health Savings Accounts
Balance APY
$300 - $10,000 3.04%
$10,000.01 & greater 5.12%

Home Equity Lines of Credit (HELOC)
Balance Term (Years) APR
Lines $10,000 to $24,999
7
4.950%
Lines $25,000 to $49,999
7
4.900%
Lines $50,000 to $99,999
7
4.450%
Lines $100,000 and up
7
3.950%

Conventional Mortgage Rates
  Balance Note Rate Term
(Years)
Payment APR
5/25 Balloon Reset $100,000 6.887% 30 657.71 6.918%
7/23 Balloon Reset $100,000 6.860% 30 655.89 6.891%
15 Yr. Fixed $100,000 5.952% 15 841.28 6.002%
20 Yr. Fixed $100,000 6.412% 20 740.43 6.452%
30 Yr. Fixed $100,000 6.497% 30 631.84 6.527%
40 Yr. Fixed + .125% $100,000 6.799% 40 606.85 6.825%